Living in Ardsley NY: 2027 Prices, Taxes, Schools and Commute

Ardsley at a Glance (Updated November 2026)

What is it like to live in Ardsley NY?

Living in Ardsley NY means a small, family-heavy village with a highly rated school district and a commute that starts with a drive. Ardsley had 5,079 residents and 1,721 housing units at the 2020 Census, and 69.2% of households are married couples.

The village sits in the Town of Greenburgh. Its layout was shaped by the New York State Thruway, which was built through the village in the late 1950s and took much of the old downtown business district. That history is one reason Ardsley feels more residential than a classic walkable village center.

For recreation, the South County Trailway, a car-free trail on the old Putnam rail line, passes through and links to the Empire State Trail. Ardsley Public Library is part of the Westchester Library System.

Most buyers here are choosing Ardsley for the schools and the quieter streets. Drive the route from a house you like to the station you would use at rush hour before you commit.

Pay attention to where a home sits relative to the Thruway. Some buyers like quick highway access for driving commutes, while others want to be farther from road noise. Visiting at different times of day will tell you which side of that trade-off a given street falls on.

How much do homes cost in Ardsley in 2027?

The Redfin median sale price, all home types, 3 months ending Sep 2026, is $1.17M, up 3.9% from a year earlier. The median price per square foot was $543, up 1.5%, per Redfin. We do not have a Zillow home value index for Ardsley.

Keep two things in mind. The median blends all home types, so it shifts with the mix of houses, condos and co-ops that sold. And Redfin's Ardsley area may follow city or ZIP boundaries rather than the village line, while the Ardsley school district also extends beyond the village.

A buyer near $1.17M should expect to be shopping mainly for single-family houses, with competition from other families targeting the district. At $543 a square foot, Ardsley runs above Dobbs Ferry's $483, so smaller homes can still carry high prices.

Ardsley also has few homes overall, with 1,721 housing units at the 2020 Census, so the number of listings at any one time can be thin. Set up alerts early and be ready to move quickly when the right house comes up, and have your financing and inspection plans lined up before you start touring.

Compare Ardsley's numbers with the other 15 towns on our Westchester Towns Compared 2027 page.

How high are property taxes in Ardsley?

The combined rate in Ardsley is about 3.5% of market value, roughly $40,500 a year on the $1.17M median. That is an estimate that excludes special districts and STAR, and it is the highest combined rate among the 16 towns in our series.

The estimate combines county, Town of Greenburgh, Village of Ardsley and Ardsley Union Free School District rates. The years are mixed: school and county rates for the fiscal year ending 2025, the town's 2026 rate and the village's adopted 2026-27 rate. It excludes county sewer and refuse special districts and STAR, and actual bills depend on each home's assessment.

The village rate is the main reason Ardsley runs higher than its neighbors. You can review it in the village's 2026-27 adopted budget and check the other rates in the New York State property tax rate data.

Our Westchester property tax guide explains how STAR and grievances can affect your bill. Some homes with an Ardsley school address are outside the village and do not pay the village rate, which is worth asking about.

On the median, the estimate works out to more than $3,300 a month in property taxes before STAR. That is a real cost to weigh against the schools, and it is why we suggest comparing total monthly cost with Dobbs Ferry, at about 3.1%.

What are the schools like in Ardsley?

Ardsley Union Free School District has 3 schools, Concord Road Elementary, Ardsley Middle School and Ardsley High School, and Niche grades it A+.

The compact setup means one elementary, one middle and one high school for the whole district. The district's boundaries extend beyond the village into parts of unincorporated Greenburgh, so confirm the district for each address on the district website. You can read the grade details on Niche.

Ask on your visit about class sizes, transportation and how the district handles enrollment growth. Our guide to Westchester school districts helps you weigh school grades against taxes and commute.

How long is the commute from Ardsley to Manhattan?

There is no train station in the Village of Ardsley. Commuters drive a short distance to Ardsley-on-Hudson or Dobbs Ferry on the Hudson Line, or to Hartsdale on the Harlem Line, for a ride of about 35–55 minutes to Grand Central.

That range is approximate, from MTA weekday timetables (Oct 2026), and covers express and local trains. Add your drive and parking time. Note that Ardsley-on-Hudson station is in Irvington, despite its name. All three stations are Zone 4, and a monthly ticket costs $271.50 on the MTA Hudson and Harlem fare chart.

Some households split the difference, with one commuter using the Hudson Line and another the Harlem Line, depending on where in Manhattan they work. Compare the Hudson Line schedule and the Harlem Line schedule for your hours, and ask about station parking. Our Westchester commuter towns ranked puts this commute in context.

Who is Ardsley a good fit for?

Ardsley fits families who put a top-graded, compact school district first and are comfortable driving to the train. It is less suited to buyers who want to walk to a train and a busy main street.

• Good fit: families with school-age children, buyers who want quiet residential streets, and households with flexible or hybrid commutes.
• Trade-offs: the highest combined tax rate in our series, no station in the village and a limited traditional downtown.
• Watch: check whether a home is inside the village or in the unincorporated part of the district, since that changes the tax picture.
• Ideal visit: drive to Dobbs Ferry and Hartsdale stations at commute time, then walk part of the South County Trailway.

Which towns near Ardsley should you also look at?

Dobbs Ferry is the closest comparison from our list, and Tarrytown is another Hudson Line option.

• Dobbs Ferry has a station in the village, a Niche A district and a Redfin median of $1.08M (all home types, Aug 2026). See Ardsley vs Dobbs Ferry.
• Tarrytown is a Hudson Line village with its own station.
• White Plains offers Harlem Line stations and a city setting.

Tami Earnest is a Compass agent who works with buyers and sellers in Ardsley and nearby towns. Compare all 16 on our Westchester Towns Compared 2027 page.

Frequently Asked Questions

Does Ardsley NY have a train station?

No. Ardsley-on-Hudson station is in Irvington. Residents drive to Ardsley-on-Hudson or Dobbs Ferry on the Hudson Line or Hartsdale on the Harlem Line, about 35–55 minutes to Grand Central based on MTA weekday timetables (Oct 2026).

Why are Ardsley property taxes so high?

The combined rate is about 3.5% of market value, roughly $40,500 a year on the median, driven mainly by the village rate. It is an estimate that excludes special districts and STAR.

How good are Ardsley schools?

Niche grades the Ardsley Union Free School District A+. It has 3 schools: Concord Road Elementary, Ardsley Middle and Ardsley High.

What is the median home price in Ardsley?

The Redfin median sale price is $1.17M for all home types over the 3 months ending Sep 2026, up 3.9% from a year earlier.

Sources and Methodology

• Redfin – Ardsley housing market
• data.ny.gov – Real property tax rates
• Village of Ardsley – 2026-27 adopted budget
• Ardsley Union Free School District
• Niche – Ardsley UFSD
• MTA – Metro-North Hudson Line schedule
• MTA – Metro-North Harlem Line schedule
• MTA – Hudson and Harlem monthly fares

Updated November 2026. Figures are the latest published at the time of writing and change month to month; confirm current numbers before making an offer. Tax estimates are illustrative, not a tax bill.